How does a payday cash advance loan work?
A payday loan or payday cash advance is a small, short-term loan, ranging from $50 to $255. A payday loan is typically used as a cash advance until your next payday.
Many people who haven’t tried payday loans yet have questions about just how cash advances and payday loans work. That’s completely natural. And the most common first question: Is a payday loan right for me? The answer is: It may be. A payday loan—also sometimes referred to as a payday cash advance—is a loan to help you cover your expenses until your next paycheck arrives. Some people get a loan for as little as $50. Others need more: up to $255. AAA Cash and Loan can usually help you get the amount you need.
Qualifying for a cash advance from AAA Cash and Loan is simple.
Complete the short application, and email or fax a bank statement to us. All information exchanged is secure and safe. But if you prefer not to send personal banking information via email or fax, you can still apply. One of our customer service representatives can take your information over the phone.
How soon will you know if you qualify for a loan?
We’ll inform you promptly—in as little as an hour, in some cases—if you meet the qualifications. Then, when we have confirmed that you quality, we immediately deposit the money you need directly into your account that same day if you apply before Noon PST. You apply today; you get cash today! (And if you apply after Noon, no problem—we simply deposit your money by the next business day.)
We make paying off your loan simple too.
You determine the date when your next paycheck is due and when the loan payment can be withdrawn from your checking or savings account. No need for you to go to the bank. No need for you to write a check. No need to mail us any paperwork. It’s all taken care of!
AAA Cash and Loan makes both getting and paying off your cash advance as easy and flexible as possible. Get the money you need when you need it; pay it back when payday comes. Simple as that.
Confidential, safe, and secure
AAA Cash and Loan always maintains the complete confidentiality of your loan application. All correspondence and transactions between you and AAA Cash and Loan are strictly private. Your personal data is always protected at AAA Cash and Loan.
In fact, we never share your personal information with any other companies or individuals. We never reveal if you qualified or even applied for a loan from us. We never report your transaction to credit agencies. We never share, rent, or sell your name, address, telephone number, or email. And our software and hardware systems feature leading-edge security to ensure that your loan information is always safe.
We are not a lender. Please read the disclaimer.
The Advantages of a Payday Advance
- You won't have to go through the hassle of a credit check.
- You can apply in person, on the phone or on the Internet.
- The process takes less than 20 minutes.
- The loan proceeds are automatically deposited into your bank account within 24 hours.
- It's affordable, at least immediately - you don't have any up-front costs.
- It's discreet - nobody else is involved.
- It's secure - your financial information isn't shared with others.

